Reinsurance Fee Contribution Form Due November 15, 2016

18 Oct

Reinsurance Fee Contribution Form Due November 15, 2016 Contribution Form Is Now Available The Affordable Care Act (ACA) imposes a fee on health insurance issuers and self-funded group health plans in order to fund a transitional reinsurance program for the … Read More »

IRS Issues Opt-out Payment Proposed Rules

29 Sep

On July 8, 2016, the Internal Revenue Service (IRS) issued proposed regulations on the Affordable Care Act’s (ACA) premium tax credit and individual mandate. The regulations also impact employers through the employer shared responsibility rules. The proposed regulations focus primarily … Read More »

Significant Changes Proposed to Form 5500

24 Aug

On July 21, 2016, a proposed rule was published by federal regulators that seeks to modernize and improve the Form 5500 annual return/report that is filed by employee benefit plans. In general, the changes are expected to apply for plan … Read More »

Environmental Insurance for Real Estate Transactions

17 Aug

What to Expect in Today’s Changing Marketplace As premises pollution insurance comes of age, we are experiencing definite changes in carriers offering the product, risk appetite, policy duration and price. Premises pollution insurance (also known as pollution legal liability) is … Read More »

Zika Virus: Information to Protect Your Health

10 Aug

The Zika virus is a mosquito-transmitted infection named after the Ugandan forest where it was first discovered. Unlike other mosquito-transmitted infections, there is no vaccination to prevent or treat the Zika virus currently. Though becoming severely ill from the Zika … Read More »

Employer Appeals of Marketplace Subsidy Notices

21 Jul

Employers have started receiving notices from Health Insurance Marketplaces (or Exchanges) when their employees are eligible for subsidies. While employers are not required to appeal incorrect Exchange eligibility determinations of their employees, doing so may be advantageous. Appealing incorrect determinations … Read More »

EEOC Releases Final Rules on Employee Wellness Incentives

8 Jun

On May 16, 2016 the Equal Employment Opportunity Commission (EEOC) finalized the rules governing wellness program incentives under the American with Disabilities Act (ADA) and Genetic Information Nondiscrimination Act (GINA). The EEOC final rules have helped to harmonize HIPAA’s goal … Read More »

Foodborne Illnesses Growing Ever More Elusive

31 May

General liability coverage falls short amid globalized food chains State regulators and even the CDC are increasingly challenged to pinpoint and resolve many of the causes that ignite foodborne illnesses. Globalization and mounting complexities in the food supply are fueling … Read More »